Winter Prep Tips for a Safe and Cozy Home

Nikki Skrocki | Oct 28 2025 15:00

Embrace the Seasonal Shift with Confidence

As winter approaches, it's natural to feel concerned about keeping your home safe and warm during the colder months. But fear not! By taking a few proactive steps now, you can not only ensure a cozy environment but also prevent stress and costly insurance claims later on. Let's dive into some easy-to-follow winter prep tips that will help you ease into the season with peace of mind.

Seal Gaps Around Windows and Doors

One of the most effective ways to retain heat and reduce those energy bills is by sealing gaps around windows and doors. This classic method not only keeps the chill at bay but also improves your home's energy efficiency, ensuring every nook is warm and welcoming.

Insulate Exposed Pipes

Exposed pipes, especially those in basements or exterior walls, are prone to freezing and bursting. Insulating these pipes helps maintain a consistent water flow and prevents the hassle of water damage, making it an essential step in protecting your home from winter woes.

Schedule a Heating System Checkup

Nothing is worse than a heating breakdown during a cold snap. Scheduling an annual heating system inspection can save you from unexpected surprises. A professional checkup ensures your system is running smoothly, keeping your home warm throughout the winter.

Digital Documentation for Insurance Ease

Winter weather can be unpredictable. Prepare by creating a smartphone video walkthrough of your home and valuables. This digital documentation can streamline potential insurance claims, offering peace of mind if the need arises.

Boost Indoor Air Quality

Winter often means spending more time indoors, making air quality crucial. Using HEPA filters for viruses and particles, or MERV 13+ for dust and allergens, can significantly improve indoor air quality. Consider incorporating these into your HVAC systems or opt for portable units.

Keep Solar Panels Cleared and Checked

Solar panels can be a great energy source, even in winter. Remember to activate winter modes and regularly clear snow post-storm to maintain their efficiency. This simple step can keep your energy savings intact despite the season's chill.

Get Ahead of Winter with Smart Thermostats

Updating your smart thermostat settings can contribute significantly to energy efficiency. Modern models are adept at automatically adjusting to reduce energy waste. A recommended setting between 68°F and 70°F while you're home strikes the perfect balance between comfort and cost-effectiveness.

Tackle Gutters Ahead of the Freeze

Before the snow piles on, ensure your gutters are clear of leaves and debris. This prevents ice dams and water backup, a small task that can make a big difference in safeguarding your home from water damage.

Be Proactive and Stay Covered

Even actioning a few of these steps can significantly impact your home's winter readiness. It's never too late to start prepping, and being proactive today can help protect your haven from winter's harsh elements. Plus, it's a great time to review your homeowners insurance policy with us, especially if you're unsure about what's covered during winter weather events.