End-of-year life insurance checkup

The end of the year has a way of making us pause and think. Between holiday gatherings, busy schedules, and the natural reflection that comes with closing out another chapter, it’s easy to wonder whether the plans we set in motion still fit the life we’re living today. This season—and the timing of open enrollment—creates a perfect opportunity to revisit your life insurance coverage.

Life moves fast. Responsibilities shift, priorities evolve, and sometimes major changes happen without us realizing how much they impact our financial plans. That’s why taking a moment to reassess your life insurance each year can make a meaningful difference.

Review major life changes

Big milestones often shape the kind of protection you and your loved ones need. Think about whether any recent events should prompt an update. Have you welcomed a child or grandchild? Made changes to your long-term financial goals or health? Bought a new home or taken on additional financial obligations?

Revisit financial and personal shifts

Your coverage should evolve as your circumstances do. A new job, a promotion, or even retirement can influence the amount and type of insurance that makes sense. Similarly, life transitions such as getting married or divorced may require updating your policy to reflect your current responsibilities.

Update your designations

It’s also important to check whether your beneficiary designations or estate plans need adjusting. These updates ensure your wishes are carried out exactly as intended.

Taking a few minutes now can bring peace of mind heading into the new year. Knowing your coverage still aligns with your life today means one less thing to worry about tomorrow.

If you’d like support reviewing your options, we’re here to help. Schedule a quick coverage check-in and let us make the process simple and stress‑free.